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I write about stocks and other investments. I am not a registered investment adviser, and I will not and cannot give personalized investment advice. If you wish for personalized investment advice, please consult with someone who is a Certified Financial Planner (CFP). These individuals are qualified to help you; also, find one to whom you pay an hourly fee, to ensure that your adviser has no conflicts of interest. To find a CFP near you, visit the CFP Board’s website. When I write about a stock that I beneficially own, I will attempt to disclose that fact at the end of an article in which I mention that stock, unless I own the stock in a hedge fund, mutual account, managed account or another account that I do not control. Because this is a day-trading blog, I may close or re-open a position in a stock without timely notification to the readers of this blog. This blog is for informational purposes only, and you should not consider anything I write to be investment advice.I will use my best efforts to disclose any conflicts of interest of which I am aware of with regard to stocks, companies, or products about which I write. I have never been sanctioned for violations of securities laws, and I have never been barred from the securities industry or convicted of any felony or misdemeanor whatsoever. However, I make no guarantees about the accuracy of my statements and I will not necessarily update statements that later turn out to be false. Past Performace is not indicative of future returns. I provide the material on this site for informational and educational purposes only. No reference to particular security constitutes a recommendation to buy, sell, or hold that or any other security, nor does it mean that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. I cannot and do not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment or methodology, or the potential value of any investment or informational source. Site users bear sole responsibility for their own investment research and decisions. Anything written on this website is solely the opinion of the author unless it is clearly and expressly stated as fact. Category labels are not necessarily correct descriptions of articles in those categories.

Recommendations and Affiliates: I only recommend products or services that I believe are useful. For some products or services I recommend, I am an affiliate and receive a percentage commission based on product or service sales from those clicking the affiliate links. Every product for which I am an affiliate I am also a happy customer. The one exception to this is the Profit.ly affiliate — I receive commissions from Profit.ly for any Proift.ly newsletter/service that a person signs up to after clicking on my affiliate code. This should not be interpreted as a blanket recommendation of all of the newsletters on Profit.ly.

Comment Policy: Ownership of and responsibility for the comments remains with those who post the comments. I am not responsible for the statements of those who leave comments. I reserve the right to delete any comment for any reason whatsoever, including but not limited to my opinion that the comment(s) in question are spam, defamation or obscene.

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